(Year 1 – Financial Literacy Badge)
Yes – 2011 Is the current GSUSA badge
Images on this page are original artwork by The Badge Archive. This site does not display official GSUSA badges. Visit the GSUSA shop to view and purchase official merchandise.
Released in 2022. Replaced Business Owner as the new Year 1 Financial Literacy Badge.
The 2011 Junior Page has information on when all badges were released.
What is this badge about?
Practice spend-save-share and needs versus wants, learn to avoid buyer’s remorse, and explore financial services.
Quick Links:
Activity Choices, Meeting Plans, Solo Scouts,
Uniform Placement, GSUSA Info & Links
Our Summary* of Requirements:
- Know the difference between needs and wants, and figure out why you want the things you don’t need (analyze 5 items, roleplay 3 times, OR survey 5 people).
- Know what spend-save-share is and practice it with imagination (write a plan, create jars and imagine, OR use Unexpected Expenses roleplay).
- Know what buyer’s remorse is and how to avoid it (compare 3 items before buying, list pros and cons, OR learn what others who have purchased it think).
- Learn what Financial Services are and how they help (talk to expert, watch a video, OR try an interest calculator).
- Practice using spend-save-share (troop budget, plan for family item, OR budget for future self).
* – This summary is based off the GSUSA booklet activity choices.
Activity Choices
Work in Progress, links may not be available. Check back later!
- Do three Required Activities:
- Pick one Needs and Wants activity.
- Pick one Buyers Remorse activity.
- Read Basic Financial Services.
- Do one Required Spend-Save-Share activity and ensure you do two things:
- Make a plan.
- Try it out.
Available Troop Meeting Plans
- (2) 90 Min Mtgs – GSUSA Volunteer Toolkit (VTK) free plan
- Mtg 1: Needs/Wants (3 choices), Plan Spend-Save-Share (3 choices)
- Mtg 2: Buyers Remorse (3 choices), Financial Services (3 choices), Practice Spend-Save-Share (3 choices)
How to earn individually as a Solo Scout?
- None Currently Available.
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Is there a matching badge for Multi-Level Troops?
Learn about the Financial Literacy Themed Multi-level GSUSA 2011 badges.
Where does this go on the Uniform?
This is a Skill Based Badge and goes on the troop number side of the vest – Click Here to see Junior diagrams and details on where to place it or sash placement.
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GSUSA Information and Details
There are five steps needed to complete this badge, found on the Girl Scout Shop description or searching the GSUSA Badge Explorer. Information on the official requirements can also be found on the Scout’s Honor Wiki.
Printed Booklets
Booklet and VTK Information(Coming Soon)- Buy the GSUSA Leader Guide Booklet
Other Non-GSUSA Resources
- None Currently Available.
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For More Fun Ideas and Plans
Join the Girl Scout Daisy, Brownie, and Junior Leader Help Facebook Group
(Not an official GSUSA Group)
Join the Girl Scout Cadette, Senior, and Ambassador Leader Help Facebook Group
(Not an official GSUSA Group)
See other Recommended Facebook Groups for some Scouting Organizations
(No official Groups)
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Click Here -> To see information References:
Disclaimer: The information published on The Badge Archive is built from the references listed below. These sources demonstrate that our content is grounded in facts and research, not opinion or speculation. Readers may consult them directly when looking for additional material.
- Girl Scouts of the U.S.A. “Meeting : Budget Maker 1.” My.girlscouts.org, Girl Scouts of the U.S.A., https://my.girlscouts.org/content/girlscouts-vtk/en/vtk.html. Accessed 23 Jan. 2026.
- Girl Scouts of the U.S.A. “Meeting : Budget Maker 2.” My.girlscouts.org, Girl Scouts of the U.S.A., https://my.girlscouts.org/content/girlscouts-vtk/en/vtk.html. Accessed 23 Jan. 2026.
- Roberts, Rachel. Junior the Girl’s Guide to Girl Scouting. New York, NY, Girl Scouts of the U.S.A., 2011.
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- Find out how you can support The Badge Archive!
- Return to the 2011 Junior Badge List.
- Return to the 2011 Junior Badge Gallery (listed by release date).
Short Link: https://thebadgearchive.com/gsu-30-bud/
