(Year 2 – NEW Financial Literacy Badge)
Released in 2022 but is considered part of the 2011 Girl’s Guide.
My Money Habits replaced Comparison Shopping (now retired) as the new Year 2 Financial Literacy Badge.
The Cadette’s Girl’s Guide to Girl Scouting page has the information on when all badges were released.
Five steps are needed to complete this badge:
- Explore ways to exchange money
- Find out what influences spending
- Manage your spending habits
- Learn investing basics
- Investigate how to be a safe and savvy shopper
Note – Please see our Affiliations page to know if any of the links on The Badge Archive benefit the website in anyway.
- Leader Guide available in Girl Scout Shop online
- Official badge is available in Girl Scout Shop online
or you can check for your local shop to see if they still have any left in stock
Troop Meeting Ideas
- GSUSA VTK – No links
Only Accessible through MyGS log-in on Council’s website
At Home Individual Girls
- None Currently Available
Check out other badges that might work well with this badge when doing activities with multiple levels. These are simply suggestions and may take some creativity and extra steps to earn all the badges in various levels.
A Multi-Level Troop will need to do extra steps when earning different badges across levels. It depends on how many requirements overlap. Some will only have one or two matching requirements.
If there is no badge in a level, we suggest that a level earns a Fun Patch related to the rest of the badges instead of an official badge.
Most of the New Financial Literacy badges released in 2022 are designed to have some of the requirements overlap from year to year. This makes it helpful to earn each year by doing a review and adding 1-3 requirements. There are some exceptions where a badge is completely different than the previous year, but most have overlap. Here are the bare bones of each Financial Literacy badge so you know which topics to hit for each year and each level.
- Daisy –
Money Explorer (Year 1) – Paper Money, Coin Money, Practice Using Money
My Money Choices (Year 2) – Needs/Wants, Goal Setting, Choose Between Needs/Wants
- Brownie –
Budget Builder (Year 1) – Costs, Needs/Wants, Budget Adventure, Be Thrifty, Budget for $15
My Own Budget (Year 2) – Spending, Saving, Sharing, Needs/Wants, Budget a Goal
- Junior –
Budget Maker (Year 1) – Needs/Wants, Spend/Save/Share, Choose Between Needs/Wants, Financial Services, Build Spend/Save/Share Budget
My Money Plan (Year 2) – Earn Money, Jobs, Income Tax, Saving/Investing, Protect Financial Information
- Cadette –
Budget Manager (Year 1) – Budget on Values, Track Spending, Earn Money, Choose Between Needs/Wants, Set Goal to Give Back
My Money Habits (Year 2) – Paying without Money, Influence on Spending, Track Spending, Investing, Protect Financial Information
My Dream Budget (Year 3) – Dream Job, Cost Rural/City Living, Day-to-Day Life, Give Back, Budget Living Costs
- Senior –
Savvy Saver (Year 1) – Research Costs, Consumer Research, Long Term Costs, Comparison Shopping, Create Saving Plan for Big Purchase
My Financial Power (Year 2) – Earning Money, Influence on Spending, Inflation, Investing, Give Back
- Ambassador –
Financial Planner (Year 1) – Daily Expenses, Credit Cards, Loans, Good Credit, Financial Responsibility Statement
My Financial Independence (Year 2) – Rent/Home Owner, Living Expenses, Investing, Investment Protection, Give Back
Uniform Vest Placement
This badge should go where #14 is stated on the GSUSA Uniform Guide.
(Note – Badges and pins on a sash simply go in order (top of sash to bottom of sash) of Identification badges, bridging badge, pins, journeys, and other badges. Anything that does not fit on the front can be placed on the back of the sash. Sashes will not hold a lot of badges and vests are recommended if you plan to earn badges.)
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