(Year 1 – Financial Literacy Badge)
Yes – 2011 Is the current GSUSA badge
Released in 2022 but is considered part of the 2011 Girl’s Guide. Replaced On My Own (retired) as the new Year 1 Financial Literacy badge. The Ambassador page has information on when all badges were released.
What is this badge about?
Explore expenses, credit cards, personal loans, and credit scores, and create a personal financial statement.
Choose your own activities!
Activity List(Not Available Yet)
Our Summary* of requirements:
- Explore the concept of expenses and learn how they impact daily life and future goals in one activity (track expenses using 50-30-20 plan, identify fixed and variable expenses at home or in the troop, OR use a cost-of-living calculator to compare different expenses).
- Learn how credit cards work and explore their benefits and responsibilities (compare pros and cons, research options, OR talk to a financial advisor).
- Learn about personal loans and how they work, including their benefits and risks (review a loan agreement with a loan expert, talk to a loan officer about home purchases, OR research predatory lending).
- Understand how credit scores and histories are built, and explore what impacts them positively or negatively (FICO scale, how to clean up credit, OR debt consolidation).
- Create a personal financial statement to outline your understanding of financial responsibility and inspire good habits for long-term success after doing one activity (research budget and credit tips online, talk to a financial advisor, OR discuss as a troop).
* – This summary is based off the GSUSA booklet activity choices.
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What is a good Troop Meeting Plan besides the VTK?
- None Currently Available
Click to Expand → All Known Meeting Plans and Resource Links
Meeting Plans
- None Currently Available
Other Resources
- (Not Available Yet)
See the Activity List – choose your own activities! - Booklet Info from Scouts Honor Wiki
- View Booklet Online
What is a good way to earn the badge at home?
- None Currently Available
Click to Expand → All Known At Home Plans
At Home Plans
- None Currently Available
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GSUSA Information and Details
Five steps are needed to complete this badge:
- Explore real-life expenses
- Learn the ins and outs of credit cards
- Investigate loans
- Find out how to establish good credit
- Make your commitment to financial responsibility
Click to Expand → GSUSA Official Resources
- Buy the GSUSA Leader Guide Booklet (View Online)
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- GSUSA Volunteer Toolkit (VTK) free plan for 2 Meetings – No links available. This is only accessible through MyGS log-in on Council’s website for troop leaders
- Ambassador Financial Planner Glossary by GSUSA
- VTK How Do You Get That Credit Score by GSUSA
- VTK Fixed and Variable Expenses by GSUSA
- VTK Spending Plan by GSUSA
- VTK Credit Card Terms by GSUSA
- VTK Financial Checklist by GSUSA
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Is there a matching badge for Multi-Level Troops?
Learn about the Financial Literacy Themed Multi-level GSUSA 2011 badges.
Where does this go on the Uniform?
This is a Skill Based Badge – Click Here to see diagrams and details on where to place it.
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For More Fun Ideas and Plans
for Cadette, Senior, and Ambassador Scouts
Join the Girl Scout Cadette, Senior, and Ambassador Leader Help Facebook Group
(Not an official GSUSA Group)
This is a supportive community for Cadette, Senior, and Ambassador Girl Scout leaders. This group offers solutions to keep older scouts engaged in scouting amidst their busy lives. Share strategies, tackle challenges, and exchange ideas for fun, meaningful activities that resonate with teens and build lasting connections.
Find out how you can support The Badge Archive!
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- Return to the Ambassador Badge List.
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The Badge Archive 