The Badge Archive

2011 – Budget Maker

(Year 1 – Financial Literacy Badge)

Yes – 2011 Is the current GSUSA badge

Released in 2022 but is considered part of the 2011 Girl’s Guide. Budget Maker replaced Business Owner (now retired) as the new Year 1 Financial Literacy Badge. The Junior page has information on when all badges were released.

What is this badge about?

Practice spend-save-share and needs versus wants, learn to avoid buyer’s remorse, and explore financial services.

Choose your own activities!

  • Activity List  (Not Available Yet)

Our Summary* of requirements:

  1. Know the difference between needs and wants, and figure out why you want the things you don’t need (analyze 5 items, roleplay 3 times, OR survey 5 people).
  2. Know what spend-save-share is and practice it with imagination (write a plan, create jars and imagine, OR use Unexpected Expenses roleplay).
  3. Know what buyer’s remorse is and how to avoid it (compare 3 items before buying, list pros and cons, OR learn what others who have purchased it think).
  4. Learn what Financial Services are and how they help (talk to expert, watch a video, OR try an interest calculator).
  5. Practice using spend-save-share (troop budget, plan for family item, OR budget for future self).

* – This summary is based off the GSUSA booklet activity choices.

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What is a good Troop Meeting Plan besides the VTK?

  • None Currently Available
Click to Expand → All Known Meeting Plans and Resource Links

Meeting Plans

Other Resources

What is a good way to earn the badge at home?

  • None Currently Available
Click to Expand → All Known At Home Plans

At Home Plans

  • None Currently Available

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GSUSA Information and Details

Five steps are needed to complete this badge:

  1. Investigate why you want what you want
  2. Practice spend-save-share
  3. Learn how to decide what to buy
  4. Find out how financial services help people save
  5. Build a spend-save-share plan
Official badge from Girl Scout Shop online
Click to Expand → GSUSA Official Resources

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  • GSUSA Volunteer Toolkit (VTK) free plan for 2 Meetings – No links available. This is only accessible through MyGS log-in on Council’s website for troop leaders
    • Mtg 1: Needs/Wants (Analyze What You Own, Role-Play Money & Happiness, or Survey), AND Spend-Save-Share (Plan with Troop, Spend-Save-Share Jars, or Plan for Unexpected Expenses)
    • Mtg 2: Buyers Remorse (Store Visit, Pros and Cons, or What Other People Think), Financial Services (Talk to a Finance Expert, Watch a Video, or Use Simple Interest Calculator), AND Practice Spend-Save-Share (Cookie Money, Personal Need/Want, or Future Goal)
  • Junior Budget Maker Glossary by GSUSA
  • VTK Unexpected Expenses by GSUSA
  • VTK Pro or Con by GSUSA
  • VTK Bank Business by GSUSA

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Is there a matching badge for Multi-Level Troops?

Learn about the Financial Literacy Themed Multi-level GSUSA 2011 badges.

Where does this go on the Uniform?

This is a Skill Based Badge – Click Here to see diagrams and details on where to place it.

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For More Fun Ideas and Plans

for Daisy, Brownie, and Junior Scouts

Join the Girl Scout Daisy, Brownie, and Junior Leader Help Facebook Group
(Not an official GSUSA Group)

This is a supportive Facebook community for Daisy, Brownie, and Junior Girl Scout leaders. Whether you’re seeking advice, fresh ideas, or meeting plans, you’re in the right place! Let’s inspire each other, share our experiences, and make every troop meeting a memorable adventure.

Find out how you can support The Badge Archive!

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Tia Kennard